Causes of Money Tree Leaves Curling

Last Updated on August 10, 2022 by Stephanie

The money trees leaves (Pachira aquatica) may curl when you do not meet the requirements of growth for the plant. This could be because of one or more of problems.

If your leaves curve either outwards or inwards, it suggests that your plant is suffering from certain issues.

The curly appearance of money leaves could result from a deficiency of water, low humidity or the stress of heat. To stop the issue maintain the temperature between 65-80 degrees, make sure theres a bit more humidity and let the sun let through. The roots and the soil should be treated using a fungicide based on copper and apply neem oil to remove common insects that cause leaves to curled.

Its crucial to first determine the problem and then apply the solution Ill discuss in detail.

Underwatering Cause the Leaves to Curl Inward

If the leaf is thirsty, the leaves swivel into the side, mimicking the shape of the shape of a cup. If there isnt enough water in the cells of the leaf the leaf curled inwards to slow down the rate of water loss out of the plant.

In a different way, its a protection mechanism to allow your cash tree to continue to grow without water for a longer period of time.

Placing your finger or toothpick in the soil and observing the level of moisture is a simple method to determine.

If the top 2 inches of soil are totally dry the money tree is certainly thirsty. If this pattern continues, leaves will begin to turn yellow before turning brown and then fall off.

The soil is more dry in summer, because its hotter. This means that leaf leaves become more susceptible to yellowing, curling or falling. It is crucial to watch out for the possibility of a submerged condition during these periods.

Two elements affect how often you need to water the Money Tree in the winter.

In addition, when the plant (and consequently the soil) isnt getting a lot of sun, the soil remains moist for longer, resulting in a decrease in frequency of watering.

The plant also reduces its tasks to ensure that it doesnt use as much water.

The answer is easy to Water your plant as quickly as you can. It is possible that you will not be able to save leaves that are beginning to die however, you can work amazing things for the rest of the leaves.

Indoor plants by window - fiddle leaf fig, money tree, cactus

How do You Water a Money Tree?

Its always a good idea to check if youre following the correct procedure to date. Make sure to water your money Tree every 7-12 days during the summer, and every 10-14 days during the winter.

It is fine to schedule your weekly or biweekly cycles However, dont put too much liquid in your bottom tray. The natural process involves soaking the soil and then then dry it and then repeat the process of soaking it.

When you water, pour water until the soil is completely soaked and drains. Youll have plenty of water to begin leaching.

Be sure to dispose of any water that remains to the tray at its bottom when you are done.

Root Rot due to overwatering

The money trees are tropical meaning they love the water, however everything can be disastrous when its not balanced.

For instance humid and damp circumstances on the Money Tree will encourage the development of fungi that cause root rot.

The curling of leaves is a sign that the roots are unable to take in water and nutrients for the leaves.

Potting soil can gradually absorb the water that has been taken out of the tray at the bottom and causes it to stay more wet than it needs to be.

The presence of brown, yellow or the leaves are limp is far more reliable sign of water loss than curly leaves.

To prevent any further damage for the Money Tree, its critical to address any root rot concerns immediately. Heres how to keep it safe:

  1. First, take it from its soil and then thoroughly cleanse it.
  2. As the water as you can from the root by permitting them to dry for as long as is possible.
  3. Remove any mushy or rotten roots using a sharp cutting blade or any other cutting tools you might own.
  4. Make sure that the plant is placed in an area which is adequately ventilated and shaded. If you can allow the roots to dry out.
  5. Make sure you have a soil mix that will allow water to drain quickly. Peat, vermiculite, and coarse sand form the perfect soil mix to make the construction of a Money Tree (perlite). A mix such as this will ensure that the soil can drain well.
  6. Plant your garden and take a lesson from mistakes.

Quality of Water

The city water is contaminated with chlorine, salt and fluoride, which are not beneficial to the plant.

The thing that occurs is that after a time the soil will have an even higher salt content than the root itself. The salt actually pulls the water away from the root.

The most effective way to avoid this issue is to allow the water to sit for a few days (or longer) before you water it. The fluoride and chlorine will gradually disappear.

The most effective way to eliminate salt concentration (or concentration) is to ensure adequate drainage. This way, the water will move through the soil, and the excess water will be able to drain away and not remain to inundate the soil with salt.

Fertilization (our next section) helps to restore nutrients to soil. Repotting is also important.

Lack of Nutrition

Following the section on Overwatering We are discussing nutrition since a lot of water hinders the absorption of Ca nutrients from soil.

Without Calcium the plant cant develop as Ca is essential in the creation the new tissue. This is why fertilization is useful.

If the plant isnt getting enough nutrients the plant will slow its growth, and the leaves will begin losing color, curling, becoming yellow and then falling off.

This is how the plant stays alive , as smaller leaves require less nutrients.

The ideal fertile time is during the summer and spring and also at the beginning of the autumn season.

In the event that youve not fertilized your Money Tree at all, you can fertilize it in winter , too, but make the solution less dilute.

If you fertilize using powder, you can simply sprinkle a tiny amount at the top of the soil and let the soil be fertilized a bit each time you water.

Overfeeding with Fertilizer

Its not just about fertilizing soil. It is important to keep in mind that plants with smaller sizes require less fertilizer.

If youre Money Tree is small, it is essential to fertilize it regularly to maintain its rate of growth.

However, you must apply less fertilizer or mix it with water. In the event that your fertilizer becomes very dense it could cause burning of your plants roots.

Another issue that could result from fertilization overuse is the rapid increase in the size of the plant however, with a weak root system to support that.

If this happens, the next few months, the Money Tree might grow its leaves or trunk, but the leaves begin to turn yellow and drooping or disappear.

Because of a high amount of fertilization, the roots may shrink and be unable to take in water.

If you suspect you may have over-fertilized the soil around the Money Tree, then, the best option is to change the soil as quickly as you can.

Create a new mixture for the tree you want to then plant it, and reduce fertilization to the following time.

One benefit of fertilizing your soil too much is that you can mix it with other un-used soil (or perhaps do a collective repotting of all the plants) and increase the soil quantity with a high fertilization rate.

Pests Infestation

Pests such as mealybugs, fungus and aphids are all prey on the Money Tree. They are fond of making holes in soil and eat the juices produced by the plant itself.

It can cause curving, wilting and the drooping of leaves. This can also cause leaves with holes, which , as weve all seen, look awful.

Because there are both Money Tree and fungus-like moist environments when you mist your plant it could also encourage fungus growth.

To eliminate the fungus, you may require a spray of the fungicide sprays.

It is important to check your plants every now and then, and if you spot any kind of pest, using organic Neem Oil could solve the issue.

If the plant is left unattended for a longer period of time , pests could cause damage to the plant and its leaves.

Aphids are usually removed with water, however you need ensure that they all are able to go down the drain. If they dont, theyll slowly reappeared.

If the problem with pests is ongoing for a longer period, you may require the use of insecticides to get rid of the pests.

Temperature Stress

Money Trees prefer warmer climates, so anywhere between 65deg and 75deg F (18 23 deg to 23deg C) is ideal.

Anything thats 10 degrees lower or higher is also a good idea. However, you must ensure that temperatures dont fall too much during the night.

In comparison to the temperature of daylight (especially during summer days) the fluctuations could be too high to be considered a Money Tree.

When the Money Tree is exposed to intense sunlight, it could be losing water through transpiration. If this happens the leaves begin curving or turning brown.

The most effective way to go in this situation is to alter the plants position. A good amount of sunlight and adequate water can help bring back healthy leaves.

The dry, cold winter air can be harmful to plants such as The Money Tree since they love humidity and warmth.

Therefore, never it is recommended to place your plants in freezing areas or outdoors. It is likely to wilt and then slowly die.

Too Much or Too Little Direct Sunlight

Money Trees like a little amount of everything, and that includes lighting. Bright, but indirect light is acceptable. Near a window that faces the west or south is also acceptable.

Whatever you decide to put it in ensure that it isnt exposed to direct sunlight for the majority of the time.

If so then you will be able to see a lot of yellow spots, as well as the brown marks on the leaves.

There is a method to identify if the browning is caused by mild burns.

Verify if the yellowing is just on one side which is in direct sunlight.

If the answer isyes, then dryness of the leaves is most likely due to sunburn.

A few hours of direct sunlight is fine However, make sure the tree is rotated.

Every leaf should get their time in the sun.

Rotating weekly and every two weeks would be fine, but not more frequently than that.

Moving too much without having enough time to adjust can cause stress to the plant.

Insufficient light On the other hand causes discoloration.

The leaves will slowly get lighter and thinner until they begin to yellow. Simply move the plant closer to the window.

Low Humidity Causing Leaves to Dy Out

Money trees love humid conditions and extra moisture. The bathroom is a ideal place to put a Money Tree since it is the room that is most humid in the majority of homes.

However, ensure that there is enough sun the area. If not then the space wont be very good.

One method to ensure youre Money Tree gets enough humidity is to place a pebble tray under the pot.

Its very simple to put small pebbles into the tray at bottom.

If you water your plant then all the water will go into the tray.

If the water doesnt completely cover the pebbles, and does not touch the drain hole (and it doesnt touch the ground) then youve got yourself an natural humidifier.

The water will gradually evaporate, and then moisten the air around the Money Tree. However, there are a couple of things to be aware of:

  • Be sure that your pebbles are roughly the same dimensions. Its difficult to get your pot balanced with pebbles under it.
  • If youre not careful If you arent careful, your pet (or you or anyone else) could touch the pot and then flip it onto your floor. Apart from the mess, it is also a possibility it could damage the Money Tree.
  • The water should not touch the soil. In any way. If the soil is able to access the water, it will absorb a small amount of it. It can cause the overwatering process and cause root decay.
  • If you notice that a lot of water is dripping onto the tray of pebbles following youve watered the plant remove the tray and pour the water out.
  • This DIY humidifier will work effectively If the Money Tree and its pot get enough sunlight. If thats the case the water will quickly evaporate and provide much-needed water for the tree.

Should I Mist my Money Tree?

Misting is a must to maintain the Money Tree, especially in the summer months. For instance, you could spray your leaves every second watering.

However, you shouldnt go over the mist as the fungus thrives in that area. Make sure you dont create a perfect location for fungus to spray it, you can lightly wipe off the excess water off the leaves a few days after youve misted.

In the winter months, ensure you ensure that the Money Tree isnt close to the source of heat in the room. Since it loves humidity, a dry area could encourage curling and shrinking of the leaves.

Money Tree Leaves Curling after Repotting

If you notice the curly leaves after repotted, its recommended to wait for it to settle. When you repotted, you may have caused damage or injury to the roots, and the leaves react to the damage.

The reaction of the skin can range from curling or yellowing to totally falling off.

Another possible scenario is that the Money Tree is still adjusting to its new surroundings. If you happen to have moved your position its normal for leaves to respond to the change.

New lighting conditions, changes in temperatures or sun and humidity levels vary It all matters.

If the curling continues for after a few weeks or months of having changed the pot, be sure youve got the correct mix of soil for it.

However, it is important to note that the curling and yellowing of leaves is normal, particularly for large, old leaves. If this is the case, you can simply cut the leaves off and decorate the appearance of your Money Tree. (Source: Urbane Jungle)

If your babys leaves are curly and youre not sure what to do, give them a bit of time too. At times, they may begin curly, but they will eventually be straighter as they develop.

Final Words

You finally took the time to study the reasons behind Money Tree leaves curling.

In the event that you notice that your Money Tree has curled leaves take a look at these sections and eliminate each one at a time. Youll be able to pinpoint the root of the problem and be able to repair it easily.

I hope Ive been useful with these suggestions and techniques. House plants do not require to be surrounded by a lot of work them. They just want the right kind of work.



Went from an inexperienced gardener to a half-decent one over 10+ years. I cover anything from general indoor plant guides and lawn care, to succulents and flowers. Super happy to share my tips and tricks with you :)