Why Are My Money Tree Leaves Drooping?

The drooping leaves on money trees leaves can be particularly awry. The drooping leaves on your tree of money aren’t a rare occurrence when you take good care of your tree, so you’re certainly not the only one.

Once you’ve identified the root cause it’s easy to fix.

There’s a high possibility that the leaves of a money tree are falling due to the underwatering. This is due to the fact that the money trees depend on turgor pressure that is made active by a constant water supply, to ensure that their leaves remain in a uniform form. To aid your plant in recovering from dehydration, make sure to give it a thorough watering. The most important factors to take into consideration are excessive watering, repotting shocks temperatures, stress from temperature light issues and pests.

To know the reason your money tree’s leaves are falling down and what you can do about it, read on.

1. Money Tree is Too Dehydrated due to the water shortage

Let’s begin with the obvious reason for the drooping leaves of money trees: they’re underwater!

If you do not water your money tree for a long time. In this case, the soil will begin to dry and leave insufficient moisture for the roots to soak up.

But, your plant will continue to require water to grow and for other vital processes. In the meantime there will be a loss of some by transpiration and respiration.

The moisture will evaporate and be utilized even though none is absorbed by the soil. The money you spend will eventually go to waste become limp and begin to droop due to the loss of pressure in your turgor plant.

There could be lots of drooping and wilting if the money tree is exposed to direct sunlight or the space surrounding it is dry and cold. Other signs of underwatering to be aware of are:

  • Edges and tips of leaves which are crunchy and brown
  • Foliage that is shrunk or wrinkled
  • Leaves that curled
  • Discoloration or yellowing of the leaves
  • Growth has been slowed or even slowed.
  • Certain leaves could die and drop into the earth.
  • The money trees that are often submerged may develop an unnatural root system.
  • The soil that is dry and dusty , the soil might appear darker than normal.

How to fix an underwatered Money Tree with drooping leaves

Money trees don’t need much water. In fact, they is likely to forgive you even if you miss one or two waterings. However, on the contrary the potting mix must not dry out to the point that it is dry to the bone.

It is usually enough to provide your plant with water and watch it spring back to life. Make sure to water it until water seeps through the drainage holes, and then let the saucer dry completely before emptying it.

If, however, some of the leaves that are drooping are falling off before the time, you might have neglected your tree enough that the soil has dried up completely. In this kind of situation it is recommended to give your tree some time to bath in the tub or sink.

Here’s how to do it:

  1. Move your money tree into the kitchen or bathroom.
  2. Take the saucer off and put it in a kitchen sink or bathtub to soak.
  3. The water should be turned on until there is 3-4 inches of water inside the sink or tub.
  4. Give your money tree for at least 45 minutes to soak up water prior to watering.
  5. Once the soil is saturated, drain the sink or tub and let the plant completely drain.
  6. Reattach it to the saucer, and look for any drips of water.

Don’t forget to water your money tree after the soil’s first inch is dry.

[2] You Have Overwatered Your Money Tree

My experiences in the garden has shown me that falling leaves are usually caused by insufficient irrigation. Similar to this the money trees aren’t the exception to this principle.

Overwatering is the opposite of underwatering, and can be more serious. Drooping is when the roots of your plant aren’t able to take in enough water for them to keep pace with the plant’s use of water and loss through the leaves.

Surprisingly enough, the same thing occurs when you overwater your cash tree however, for a totally different reason.

At first, your money tree may show signs of water loss and yellowing of the leaves and swelling. If this occurs repeatedly and the roots become drained, they will in the process, then die back, and eventually end up dying because they don’t receive enough oxygen.

Root rot may also be caused by the sporadic presence of fungal or bacteria-related infections. In the end, you can count on your tree of money to eventually develop roots damaged, rotten or are otherwise not working properly.

In the end, even though you’re surrounded by ample water the plant will eventually be dehydrated and its leaves will begin to shrink as time passes.

Be aware of other indicators and signs of water loss For example:

  • The smell of soil
  • The growth of mold is evident on the soil’s top layer
  • General wimpiness
  • Yellowing lower leaves
  • Black, mushy, or brown roots
  • Edema symptoms
  • Brown base with a rusty tan color
  • Stems that are softened or swollen
  • The tips of the leaves are brown, soaked in water and edges

pachira aquatica money tree greyscale

How to Treat an Overwatered Money Tree

If you see early signs of excessive watering, you need to immediately act to prevent negative effects like root decay and damage. This is a good thing, as it means stopping watering your plant for a short period so that the soil can dry out.

Improve drainage of your soil – It is possible to do this by using at least three methods:

  • Planting your cash tree afresh with nutrient-rich, well-drained growing medium or Cactus mix (Check the most current prices at Amazon right here)
  • More drainage holes are being dug in the lower part of the
  • Use a terracotta pot that is well-drained.

If your money tree exhibits indications of root rot, you may either plant it again or remove it and begin again with propagation.

[3] Temperature Stress Causing Money Tree Leaves to Droop

In the range of 65-75 degrees (18-24degC) Money trees thrive when they are grown in the shade. If temperatures drop below 50 degrees Fahrenheit (10degC) the tree will be prone to frost and will suffer damage to the leaves. Here are some of the signs of extreme cold:

  • Yellowed leaves
  • Stunted growth
  • Leaf falling and drooping
  • Flower loss

But, what if that you put your tree in the sun for extreme temperatures. If that happens it could cause damage directly to the stems, foliage and root systems of the money tree. Additionally transpiration, respiratory as well as evaporation and overall loss of water will increase during hot weather.

When they are taken together, can result in your money tree to be dehydrated, wilted and swollen. This is evident most during the summer and spring when the intensity of light increases.

How to Fix Temperature Stress

The solution is as easy as shifting your money tree from areas where the temperatures are too hot. To adjust your plant to changes in temperature it is best to do this slowly. A temperature range of 65-75 degF (18-24degC) is the ideal range.

[4] Low Humidity

Drooping leaves are an indication that your money tree is situated in a region with low humidity. The browning of the leaf tips could also be due to a low level of moisture.

Although it isn’t usually fatal, it could cause excessive wilting, distorted growth and leaves that are yellowing.

While this won’t cause harm to your plant however, you must increase the amount of local moisture to stop the plant from developing these signs.

Create a humidity tray when the heaters are running and mist or wash the plant’s leaves to ensure an even humidity.


The goal is to increase the local humidity levels. It is possible to increase the humidity within your cash tree by:

  • The grouping of your houseplants can create an arid microclimate
  • Utilizing an humidifier (Check the most recent cost at Amazon right here)
  • Set up a pebble water tray to hold your money tree
  • Frequently you should be misting your tree of money
  • Moving your money tree to an area that is naturally humid like the bathroom

[5] Money Tree Drooping After Repotting

Because of transfer shock the leaves can droop following the repotting. Additionally, since the roots aren’t accustomed to the new mix of potting soil, they are unable to absorb water effectively. This is evident during the initial days following the repotting process.


There is no need to do anything else than to provide your newly potted money tree with the best growth conditions.

If you want to do this in the near future, you should water your tree with water for at least 24 hours prior to making a repotting. If there isn’t any root rot it is important not to disrupt the roots excessively.

[6] How Much Light Is Your Money Tree Getting?

Like most plants, require plenty of sunlight to remain healthy and flourish. It requires between 6 and 8 hours of sunshine each day to create the most beautiful foliage and flourish.

If it is exposed to inadequate light in dark areas it can grow leggy, develop discoloration, and slow growth.

Additionally, since soil dry out slow under low light conditions This increases the chance of water overflowing, which often causes drooping and wilting of the leaves of the money tree.

Although money trees can tolerate direct sunlight outdoors indoors, indoor plants require at least 6 hours of moderate to intense indirect sunlight. If that the leaves are exposed to direct sunlight for too long.

In this situation, they’ll become sun-scorched, brown at their edges and then droop because of the loss of excessive moisture due to increased levels of transpiration, evaporation, and respiration.

The excessive light can also worsen the signs that are caused by the effects of low humidity and underwatering, and overheating.


The first step is to determine whether the money tree you have is receiving enough light or is getting too much.

Place it in an east-facing window in case it’s not getting enough sunlight. This should provide at minimum six hours of indirect sunlight every day.

Place it in a shaded spot to limit the amount of direct sunlight it gets. Be sure that the afternoon sun isn’t shining directly onto your tree. It should be placed next to an open window that has a sheer drapery or curtain to shield it away from direct sunlight.

[7] Money Tree is Potted in Wrong Potting Mix

Another reason is that you are using the wrong growing medium. This is particularly true when the potting mix is not properly drained or is deficient in nutrients.

If the soil is unable to retain enough moisture it will quickly dry out which results in dry and droopy foliage.

However when the soil has excessive organic matter, it will hold too much water, which can lead to root dieback, waterlogging as well as root rot. In any case, the leaves will drop because of a deficiency in the nutrients as well as water.

How to Fix

  • Make sure to plant your money tree using an easily draining, nutritious pot mix.
  • It is also possible to use Cactus mix, and mix in perlite to aid in drainage.

[8] Is Your Money Tree Getting Enough Nutrients?

The imbalance of nutrients in a money tree may manifest in a variety of methods, with the droop of your money tree becoming among the more frequent. A lack of nutrition can result in wilting, stunted growth and drooping of your money tree when it’s not getting enough nutrients.

Keep in mind that trees with money increase in size by 24-inches per annum, which makes them among the fastest-growing trees. It requires a lot of nutrition to maintain this incredible growth rate going, including nitrogen as well as potassium and other micronutrients. A lot of

The money tree could respond to deficiency in nutrients when its leaves turn pale or yellow before falling and dying.

How to Fix Nutrient Deficiency in Money Trees

The feeding of your cash tree with fertilizer can be a simple fix for the deficiency in nutrients. It’s also an effective method of introducing nutrients to the soil.

Feed your money tree at least once or twice per month in the summer and spring and then every two months until autumn. I suggest using half strength houseplant fertiliser instead of full strength.

Make a pot for your cash tree with an nutrient-rich and well-drained Cactus mix.

[9] Insect Infestation

Pests like thrips, spider mites, aphids scale insects, and mealybugs are known to attack money trees, particularly when they are planted outside. They strip the leaves of their vital fluids, which causes them to shrink and fall.

How to Get Rid of Money Tree Bugs

  • Utilize natural solutions such as predatory bugs like beetles, lacewings, and so on.
  • Rub alcohol-based rubbing on parts of the plant that are infested to kill insects with the waxy coating.
  • To eliminate insects, wash the money tree.
  • Make sure to spray your tree’s money with Neem Oil, insecticidal soap or a non-toxic insecticide.

[10] Money Tree Diseases Causing Leaves to Droop

The trees of the money are vulnerable to a variety of fungal and bacterial diseases as well as root rot that is caused by excess humidity.

The most common conditions for disease are humid, poorly ventilated areas. They are usually aided by irrigation systems that are overhead, leaf splashing and poor hygiene in the garden.

The disease can cause leaves falling down in two ways:

  • In the beginning, they impact the function of the roots and their health.
  • They also interfere with the movement of water and nutrients throughout the tissue of leaves, leading to turgor pressure reduction and leaf dropping.


In the first place, you must trim any plant disease matter, and the plants affected by the disease whenever you can.

Improve air circulation and employ appropriate irrigation techniques.

If the problem is serious If the infection is severe, you can treat the money tree using the use of fungicides and bactericides.

These steps can aid in the rebirth of your cash tree.



Went from a bad gardener to a half-decent one over 10+ years. Super happy to share my tips and tricks with you :)