Overwatered My Money Tree – Can I Save It?

Overwatering is among the main causes of dying trees in the money industry. It is important to remember that the roots require oxygen to function and survive and function, therefore waterlogged soil can drown them.

Today, I’ll teach you how to revitalize your money tree that has been overwatered and restore it to its original health.

To revive a waterlogged money tree, the first step is stopping the watering right away, then take the money tree from the pot and examine it for signs of root decay. Cut off the affected roots and treat them with fungicides or hydrogen peroxide and then refill the pot with new soil. If it’s too for you for your plants to be saved, think about the possibility of propagation.

Let’s get it out of the way.

What Does an Overwatered Money Tree Look Like?

Your appearance and the look of an water-logged money tree can vary based upon the gravity of your issue. In the beginning the leaves of your plant begin to turn yellow, drop and then fall off in a hurry.

If the watering is long enough for root rot to develop and cause the brown, mushy spots that have yellow halos on the stem and foliage. There may be a reduction in the height of the plant or no new growth.

If you examine the soil’s surface there is a chance to spot mildew, mold, and algae growing. The nose could also detect the unpleasant smell of rotting root decay.

The trees that are overwatered tend to be weak and unhealthy and therefore, they are more vulnerable to pests and diseases. It’s not a good idea to ignore the shriveling and wilting leaves.

They also suggest that you’ve given your money tree too much water , almost to the point of death.

pachira aquatica variety

Infected with water in comparison to. overwatered money tree?

The signs of drowning and overwatering your money tree can be identical. How do you tell whether you’ve given it excessive or insufficient water?

Here are some tips to be aware of the subtle distinctions:

  • Examine the color and texture. Your money tree will be covered in dry, crisp leaves. However you’ll see limp or brown leaves on a plant that has been overwatered.
  • Any defoliation? If your tree is losing its older and smaller leaves, it’s dehydrated due to the water that it has been submerging. If your money tree is overwatered the leaves are sloughed off in a random manner. They could be brown, yellow, or green, top or lower; and also new as well as old ones.
  • Look for brown spots Brown spots that are surrounded with a yellow-colored halo signify the presence of water and dry brown spots indicate the presence of water.
  • Wilting is different from. curling – Although it is there are similarities in both Wilting is more prevalent in money trees that have been overwatered. Leaves of a plant that has been underwatered tend to be curled or shriveled. They can also be wrinkled.
  • Examine the bottom of the plant stem. If it’s becoming brown or shaky, it’s a sign of instability it could be an overwatered plant in your hands. The bottom of a money tree that has been submerged is typically clean and dry.

To be able to determine the final result it is to examine the soil. If you’ve submerged your money tree and the soil is clearly dry, compact, and lighter. Soggy, dark soil or one that emits a rotting smell suggests that the tree has been overwatered (and possible root decay).

Signs of Overwatered Money Tree

Money Tree Pale and Limp

If you water your money tree excessively and the leaves are swollen, it is one of the first signs to appear. It is due to chlorosis, which indicates that the leaves have lost their green color.

The money tree may also grow leaf limbs. Then, it will begin swelling if the roots are damaged by fungal decay, and are unable to absorb water and water effectively.

Brown Spots on Leaves

When your tree is being overwatered and is prone to brown spots on its leaves. It usually begins as tiny spots that increase in size and then morph into larger areas. It is possible to notice that they are covered in water and have an orange ring around the blotches.

Like the yellow leaves, browning is a indication of root decay. Don’t put your hopes on the brown spots changing to green. Therefore, you must cut off the brown leaves with cutting shears that are sharp or a pair of scissors.

It is important to remember that fungal and bacterial leaf spot conditions can cause brown spots appearing on the leaves on your tree of money.

Yellowing of Leaves

The money tree that has been overwatered tends to change color in leaflets lower. If you continue to overwater it will eventually lead to widespread yellowing and wilting on the leaf.

If this happens the precious tree of money could be in greater danger than you imagine due to root decay.

You might be wondering why your leaves become yellow because of overwatering. In the beginning, the plant will be able to take in a lot of water. But, the waterlogging process will eventually choke the roots, causing the plant to die.

In this way the tree that you have planted is no longer capable of absorbing enough nutrients and water. This causes the appearance of discoloration (or chlorosis) that manifests as yellowing or paling.

Money Tree Leaves Drooping

Drooping leaves of the money tree could mean you’re drowning in it. In this scenario, all you need to do is provide it with an adequate dose of H20. If you’re prone to overwatering it’s an entirely different kind of kettle.

This means that your money tree is the soil that is soggy or waterlogged. The plant is not a fan of wet feet, which can cause roots to degrade. Drooping is caused by a deficiency in moisture, nutrients and a decrease in the pressure of turgor.

In a money tree that is overwatered the tendency for leaf drop is accompanied by the appearance of yellowing, wilting and the browning.

Mold Growing on Soil

The spores of mold are typically present in a lot of potting mixes because they aren’t removed completely. In many cases they’re inactive and harmless.

But, if the soil is consistently wet and sloppy for a long time the conditions are perfect for spores to grow. If you notice the appearance of white mold on the soil’s surface it’s an indication of excessive watering.

The moist conditions are ideal for the development of mildew, algae, as well as various fungal growths. They will all be visible as a moldy layer on topsoil.

Shriveled and Mushy Appearance

It is possible that your money tree overwatered is likely to shrink. This is due to the fact that too much water can cause edema, extensive tissue damage, and the bursting from the leaf.

This is why the stem and leaves will appear soft and mushy to the feel. It is usually associated with limb leaves that appear to be weak, yellowed and wilted.

Leaves Falling Off

The leaves of your money tree could be swollen and then fall off due to the effects of both water and humidity.

If the leaves fall off in a haphazard manner, both old and new and the finger is pointed to excessive watering. Money trees that are not watered will only shed older leaves and lower ones.

Root Rot

Root rot is the primary cause for the vast majority of the symptoms of excessive watering. If you notice brown spots, yellowing, wilting or limb leaves, it’s time to examine the plant’s root for decay.

Remove your money tree gently out of the container. In a moment, you’ll be struck by a distinctive smell of decay from the soil. If there is root rot the decayed roots will appear dark, soft and mushy to the touch.

Check out this step-by- guide to determine, stop and save your trees of money from decay.

Weak and Mushy Base of the Stem

If you’ve overwatered your cash tree, then the bottom of the plant will begin to feel weak, unstable, or soft. The soil surrounding the base may emit a rotten, stinky smell.

Brown Leaf Tips and Edges

The plant needs regular, deep and thorough irrigation. If you allow it to sit in stagnant water or sloppy soil, your roots begin to take in too much water.

Then, your money tree pushes excessive water towards the edges and tips of the leaves. The effects will show up as browning of the leaf tips and edges because of the damage to tissues and veins, as well as bursting.

How to Revive Overwatered Money Tree

Kudos for recognizing the fact that your money tree is overwatered. The next step is to stop watering your plant in order to stop further damage.

Do not be concerned if you’re seeing signs of dehydration, like dropping leaves, wilting and falling. To determine the next steps you’ll have to determine the extent of the watering situation.

Option A: How to Save Mildly Overwatered Money Tree

If the case of overwatering is not too severe, it means that the root rot isn’t established. There isn’t anything other than stop watering and wait for the cash tree to grow back.

If you notice stagnant or standing water, it’s best to remove it. Just tilt or tip the container so that the excess water or sitting water drain away. This allows air pockets to return to the soil to promote healthy root growth.

As you are aware that aeration is essential to ensure that roots survive and heal effectively. Therefore, make several holes in the soil that is wet using chopsticks, pencils or splinter to boost the aeration.

The next step is extremely crucial. It is important to not soak the soil until the level of the root is dry. Put your finger into the drainage hole and see whether the soil at the base is completely dry. Do not water if it’s wet or sloppy.

Make sure your money tree is in the ideal conditions for growth:

  • Light – place your plant in a place with plenty of indirect, bright light. The longer the duration, the easier it is to dry off of soil and assist the recovery.
  • Humidity – Usually, your money tree is a fan of high humidity. But, since you’re dealing with excessive watering it is necessary to reduce the humidity until the plant is able to recover.
  • Temperature – Money trees like optimal temperatures within the 60-90oF range (15-32degC). However, keep the temperature within the upper range to speed up the process of drying out.
  • Fertilizer – Feed the money tree till it is recovering and the new growth is apparent. Then, you can fertilize it with the typical water-soluble fertilizer for your houseplants with a 1/2-strength every month in the spring and the summer.

When your money tree has recovered from the fear of overwatering You can then re-water. Make sure that half to three quarters of the soil is dried before watering the next time.

Option B: How to Save Seriously Overwatered Money Tree

If you’re experiencing serious issues with excessive watering, you’ll need to adopt an aggressive approach to revival. This includes treatment of the roots as well as repotting the money tree.

Let’s take it apart.

Step 1: Remove your overwatered money tree from the container.

Before digging up your plant, prepare the surface. Lay several sheets of newspaper or kitchen paper towels or even old magazines.

Gently, gently lift your money tree out of the pot. Then, place it flat on the work surface, and look at the roots.

Step #2: Check Roots for Rot

If your plant exhibits the majority (if but not every) of the signs listed above, it’s most likely that the plant is suffering from root decay. It’s impossible to miss the roots that have decayed. They’re black to brown soft and mushy upon contact.

Step #3: Expose the Root System

It is easy to determine the extent of the root injury when the entire structure is visible. To do this, try loosening the soil mix surrounding the root ball gently tapping it.

As a general rule of thumb, you should try to hold your money tree with the largest section of the tree’s trunk. Carefully remove as much dirt as possible from your root ball.

Alternately, you can gentle wash the soil you can from the root. Make sure to use a gentle but consistent flow of water in order to prevent the risk of damage and to maximize the removal of soil.

It is imperative to get rid of the old potting mix since it is contaminated with fungi that cause disease and bacterial, mold as well as other pathogens.

Step #4: Trim Away Affected Roots

It is necessary to eliminate unhealthy roots. The roots that are rotten will appear black and may feel soft or soft and could emit an unpleasant smell. Make use of sharp, clean clippers, pruning shears or scissors to cut the roots away. Also, you can use garden trimmers.

Make sure to clean the cutting blade clean with ruby alcohol after every snip. This can help stop the spread of fungal diseases on healthy root.

Step #5: Prune Some Leaves

You’ve cut off certain roots due to of the rot. This raises the question what happens to the rest of the weak root system be able to support the entire tree of money?

If you didn’t then you’re right. This is why you should reduce the amount of foliage to half. Be aware that some of the leaves on your money tree might have been sunk.

It is also possible to remove the braids from the trunks. This will allow you to remove one or two branches, to allow your money tree to concentrate on recovering.

Step #6: Treat the Roots

The roots of your plant may contain certain fungi that can cause an increase in the rate of root decay. The remaining roots should be soaked in an fungicide solution in order to get rid of any fungal growth.

It is also possible to treat roots using hydrogen peroxide. mix two parts of water with one portion of food-grade hydrogen peroxide and apply directly to the healthy roots.

Step #7: Repot

Get rid of your old mix of potting, in case you didn’t dispose of it. You can either use a brand new pot or wash the old one with the solution of bleach and water for more than a half hour.

Make sure you use a new potting mix for repotting the money tree. Be sure to include around 1 percentage hydrogen peroxide. This can help increase the aeration process and kill any remaining fungal growth. Alternately, you can add to the soil cinnamon powder, chamomile and activated charcoal.

Option C: Propagation

If the problem of overwatering is too serious the money tree is probably dead. The best option is to spread.

  • The most effective method is to use cuttings that are about six inches long, with many leaf nodes
  • Apply a thin layer of the rooting hormone and place the pot in a non-soily medium (such like sand)
  • Then, push it until about 1/3 area is beneath the surface.
  • Cover it with an airtight plastic bag to guarantee the water remains moist.
  • New roots will appear within seven weeks.
  • You’ll need to wait a few more months before you are able to transplant your money tree into an even bigger pot filled with new soil.
  • Set your repotted plant in a cooler, shadier place to recuperate.

How to Water Money Tree

Watering Rules

It is essential to be sure to water your money tree once you notice that the upper inch the soil is dry. Do not wait until the leaves begin to yellow, wilt or falling off.

If you are watering at the highest point, you should water until the liquid spills out through the drain hole. Allow it to sit and absorb enough water for about 10 minutes. Then, drain any excess water that remains in the saucer.

If you are watering from below, fill the saucer, then allow the pot to sit on the water for about 10 minutes. Wait till the soil has become completely wet but not wet. Take the pot off and tip to drain any excess.

Watering Frequency for Money Tree

Make sure you water your plants regularly throughout the growing season. This usually occurs from the beginning of spring to the end of summer. The money tree might require more water when it’s still young and growing quickly.

In the dormant season of winter and fall you should water your money tree less often. Make sure whether the top layer of soil is dry between irrigations.

Factors Influence Watering Frequency

Naturally, certain factors such as temperature as well as humidity and exposure to light determine how often you water your tree. It is also important to take into consideration the time of year, the materials used in the pot, the dimensions and type of pot, as well as the size that your tree is.

What Kind of Water Does a Money Tree Need?

Money trees are prone to chemical and mineral toxicities. To ensure the best development, stay clear of tap water that is softened or softened. Try using distilled or filtered water.

When to Water Money Tree After Repotting?

It could take several months for the money tree to go back to normal size after the repotting. It will all depend on the extent of root loss caused by excessive water damage. The general rule is to water the plant after the first sign of new growth.




Went from a bad gardener to a half-decent one over 10+ years. Super happy to share my tips and tricks with you :)